:root{--ink:#193d4a;--muted:#637e87;--blue:#146d85;--blue2:#288ca5;--cream:#fdfaf5;--line:#dfebed;--shadow:0 18px 50px rgba(12,75,91,.09)}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;color:var(--ink);background:#fff;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;line-height:1.74;-webkit-font-smoothing:antialiased}h1,h2,h3,h4{line-height:1.17;letter-spacing:-.037em;margin:0 0 .55em;font-weight:780}h1{font-size:clamp(2.8rem,5.8vw,5.35rem);letter-spacing:-.065em}h2{font-size:clamp(2rem,3.35vw,3.1rem)}h3{font-size:1.35rem}p{margin:0 0 1.2em}img{max-width:100%;height:auto;display:block}a{text-decoration:none;color:inherit}a:hover{color:var(--blue2)}.shell{width:100%;max-width:1250px;padding:0 38px;margin:0 auto}.skip{position:absolute;z-index:99;top:-99px;left:15px;background:#fff;padding:12px}.skip:focus{top:12px}.top-disclosure{background:#0c536b;text-align:center;color:#def0f4;padding:8px 16px;font-size:11px;line-height:1.5}.top-disclosure a{color:#fff;text-decoration:underline}.header{position:sticky;z-index:40;top:0;background:rgba(255,255,255,.97);border-bottom:1px solid #e7edef;backdrop-filter:blur(14px)}.nav{display:flex;align-items:center;gap:20px;height:86px}.brand{display:flex;align-items:center;gap:11px;flex-shrink:0}.brand-icon{position:relative;background:#146d85;width:45px;height:45px;border-radius:14px;color:#fff;display:grid;place-items:center;font-size:26px;font-weight:900;line-height:1}.brand-icon span{position:absolute;color:#f0ae4a;bottom:1px;right:6px;font-size:22px}.brand-name{font-weight:880;font-size:14px;letter-spacing:.04em;line-height:1.1}.brand-name small{display:block;font-weight:800;color:#78939a;font-size:9px;letter-spacing:.14em;margin-top:5px}.nav-links{display:flex;align-items:center;gap:clamp(10px,1.6vw,25px);margin-left:auto}.nav-links a{font-size:12px;white-space:nowrap;font-weight:750;color:#385f6a}.nav-links a:hover,.nav-links a[aria-current=page]{color:#0c91ac}.menu{display:none}.btn{display:inline-flex;align-items:center;justify-content:center;gap:11px;padding:14px 20px;border-radius:11px;font-size:13px;font-weight:800;line-height:1.2;border:1px solid transparent;transition:transform .18s ease,background .18s ease;text-align:center}.btn:hover{transform:translateY(-2px)}.btn-primary{color:#fff;background:var(--blue);box-shadow:0 10px 25px rgba(13,99,127,.17)}.btn-primary:hover{background:#09556c;color:#fff}.btn-outline{border-color:#b4d1d8;background:#fff;color:#0a7089}.btn-outline:hover{color:#075970;background:#f0fbfd}.btn-white{background:#fff;color:#0c5b73}.btn-white:hover{color:#0b536a}.btn-lg{padding:17px 22px;font-size:14px}.btn-nav{white-space:nowrap;font-size:12px;padding:13px 15px}.btn-block{display:flex;width:100%}.eyebrow,.mini-label{font-weight:870;color:#158ca9;letter-spacing:.15em;font-size:11px;text-transform:uppercase}.mini-label{font-size:10px}.eyebrow.light{color:#abe4ef}.text-link{display:inline-block;color:#0a7791;font-size:14px;font-weight:800}.text-link:hover{color:#07556a}.section{padding:100px 0}.soft{background:#f6f9f9}.tinted{background:#ebf6f8}.section-head{display:flex;justify-content:space-between;align-items:end;gap:40px;margin-bottom:36px}.section-head h2{margin:11px 0 0}.section-head>p{max-width:340px;color:var(--muted);font-size:15px;margin:0}.home-hero{background:radial-gradient(circle at 83% 15%,#dff1f6,transparent 38%),linear-gradient(125deg,#fffdfa,#f1f8f7);padding:89px 0 78px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:minmax(0,1.06fr) minmax(0,.94fr);gap:clamp(42px,5.2vw,78px);align-items:center}.hero-grid>*{min-width:0}.hero-copy h1{margin:25px 0 24px}.hero-copy h1 em{color:#147b94;font-style:normal}.hero-lead{font-size:18px;color:#51727d;line-height:1.85;max-width:580px}.hero-actions{display:flex;flex-wrap:wrap;gap:11px;margin:30px 0 0}.hero-small{font-size:11px;color:#708c95;margin:15px 0 0}.hero-small a{text-decoration:underline}.hero-facts{border-top:1px solid #c9dee2;margin-top:51px;padding-top:23px;display:flex;gap:24px;flex-wrap:wrap}.hero-facts span{display:grid}.hero-facts strong{font-size:13px}.hero-facts small{font-size:11px;color:#789098}.hero-frame{position:relative;background:#137c9c;border:10px solid rgba(255,255,255,.92);border-radius:25px;overflow:hidden;box-shadow:0 25px 70px rgba(18,85,103,.17)}.hero-img{width:100%;height:auto;aspect-ratio:1.08;object-fit:cover;object-position:center}.photo-label{position:absolute;bottom:14px;left:14px;color:#296678;background:rgba(255,255,255,.95);padding:9px 12px;font-size:9px;font-weight:850;letter-spacing:.09em;border-radius:8px}.hero-photo>p{text-align:center;color:#67838b;font-size:11px;margin:14px 0 0}.quick-nav{border-bottom:1px solid var(--line)}.quick-nav>.shell{display:grid;grid-template-columns:1.15fr repeat(4,1fr);gap:15px;align-items:center;min-height:86px}.quick-nav span{color:#758f97;font-size:10px;font-weight:850;letter-spacing:.12em}.quick-nav a{font-size:13px;color:#35606d;font-weight:790;padding:10px;border-radius:9px}.quick-nav a:hover{background:#e9f7f9}.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.7fr);gap:clamp(45px,7vw,120px);align-items:center}.split>div>h2{margin-top:15px}.split p{font-size:16px;color:#5c7882;line-height:1.85}.fact-card{padding:32px;border-radius:22px;background:#f4fafb;border:1px solid #d5e8ec;box-shadow:var(--shadow)}.fact-card h3{margin-top:13px;font-size:25px}.fact-card dl{margin:10px 0 24px}.fact-card dl div{display:flex;justify-content:space-between;gap:14px;border-bottom:1px solid #d8e9ec;padding:13px 0}.fact-card dt{font-size:13px;color:#728d95}.fact-card dd{font-weight:800;text-align:right;font-size:13px;margin:0}.card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:21px}.resource-card{min-width:0;padding:27px;background:#fff;border:1px solid #e0eaec;border-radius:18px;display:flex;flex-direction:column;gap:12px;box-shadow:0 10px 35px rgba(20,68,75,.035);transition:transform .2s,box-shadow .2s}.resource-card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}.resource-card h3{font-size:20px;line-height:1.32;margin:0}.resource-card h3 a{color:#174756}.resource-card p{color:#657f87;font-size:13px;line-height:1.8;margin:0 0 7px}.resource-card>.text-link{margin-top:auto}.image-panel{background:linear-gradient(135deg,#dbf0f3,#fff3e4);border-radius:26px;padding:25px;text-align:center}.image-panel>img{max-height:450px;object-fit:contain;width:100%}.image-panel small{display:block;color:#779199;margin-top:10px}.image-split{grid-template-columns:1fr 1fr;gap:75px}.price-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:21px}.price-card{padding:28px;background:#fff;border:1px solid #d6e7e9;border-radius:21px;box-shadow:0 14px 40px rgba(28,91,99,.06)}.price-card:nth-child(2){border:2px solid #22a1b9}.count{font-size:47px;letter-spacing:-.06em;font-weight:900;color:#126c83;margin:19px 0 4px;line-height:1.1}.count span{font-size:13px;letter-spacing:.04em}.per{font-size:31px;letter-spacing:-.045em;font-weight:850;margin:8px 0 0}.per small{font-size:13px;color:#7e949a;letter-spacing:0;font-weight:500}.total{font-size:13px;color:#657d86;min-height:38px;margin:4px 0 18px}.price-caption,.gallery-note{font-size:12px;color:#647e87;line-height:1.8;margin:18px 0 0}.note{background:#fff;border:1px solid #cce5e9;padding:17px 20px;border-radius:12px;margin:24px 0 0;color:#577782;font-size:13px}.table-wrap{border-radius:16px;border:1px solid #d9e7ea;overflow-x:auto}.table-wrap table{border-collapse:collapse;width:100%;min-width:620px;text-align:left;font-size:14px}.table-wrap thead{background:#eaf6f8}.table-wrap th,.table-wrap td{border-bottom:1px solid #e3ebed;padding:20px;vertical-align:top}.table-wrap tbody tr:last-child>*{border:0}.table-wrap tbody th{color:#1b6176}.table-wrap td{color:#617d87}.after-table{display:flex;flex-wrap:wrap;gap:32px;margin:25px 0 0}.editorial-feature{display:grid;grid-template-columns:.78fr 1fr;gap:72px;background:#f7f1e9;border-radius:24px;overflow:hidden;align-items:center}.feature-photo{width:100%;height:460px;object-fit:cover}.editorial-feature>div:last-child{padding:30px 58px 30px 0}.editorial-feature h2{margin:15px 0}.editorial-feature p{color:#617c85}.gallery{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:19px}.gallery figure{margin:0;background:#fff;border-radius:16px;padding:24px 17px;border:1px solid #e0e9eb;text-align:center;display:flex;align-items:center;justify-content:center;flex-direction:column}.gallery figure img{object-fit:contain;height:185px;max-width:100%}.gallery figcaption{color:#7e949b;font-size:11px;margin-top:14px}.ad-example{display:flex;align-items:center;gap:24px;margin-top:26px;background:#fff;padding:20px;border:1px solid #e0eaec;border-radius:15px;max-width:800px}.ad-example img{width:120px;height:150px;object-fit:cover;border-radius:7px}.ad-example p{color:#6a838c;font-size:13px;margin:0}.references{margin-top:48px;padding:62px max(30px,calc((100vw - 1174px)/2));background:#f8fbfb;border-top:1px solid #e3ebed}.references h2{font-size:27px;margin-top:10px}.references>p{color:#789198;font-size:13px}.references ol{padding-left:19px;display:grid;gap:13px}.references li{color:#406c7a;font-size:13px}.references li a{font-weight:800;color:#177c96}.references li span{display:block;color:#8498a0}.offer-footer{background:linear-gradient(120deg,#0b4f65,#147a93);padding:66px 0;color:#fff}.offer-footer-flex{display:flex;justify-content:space-between;align-items:center;gap:35px}.offer-footer h2{font-size:36px;color:#fff;margin:12px 0}.offer-footer p{color:#d2e9ee;margin:0}.offer-footer small{color:#a8dbe7}.footer{background:#102f3b;color:#bacfd5;padding:73px 0 28px}.footer-cols{display:grid;grid-template-columns:1.65fr 1fr 1fr 1fr;gap:40px}.footer h3{font-size:19px;color:#fff;letter-spacing:0}.footer h3 em{font-style:normal;color:#75c5d8}.footer h4{font-size:12px;color:#fff;margin-bottom:18px;letter-spacing:.04em}.footer p{font-size:13px;color:#adc6cd;line-height:1.9;max-width:290px}.footer-cols>div:not(:first-child)>a{display:block;font-size:12px;margin-bottom:10px}.footer-cols a:hover{color:#fff}.footer-bottom{display:flex;flex-wrap:wrap;gap:18px;justify-content:space-between;border-top:1px solid #34505c;padding-top:20px;margin-top:54px;font-size:11px;color:#a9c1c7}.mobile-buy{display:none}
/* article layout */
.interior-hero{background:linear-gradient(120deg,#fbfcfb,#edf7f8);padding:30px 0 63px}.breadcrumbs{display:flex;flex-wrap:wrap;gap:11px;font-size:11px;color:#89a0a6;margin-bottom:54px}.breadcrumbs a{color:#237d92}.breadcrumbs span:last-child{max-width:70ch;overflow:hidden;white-space:nowrap;text-overflow:ellipsis}.interior-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,370px);gap:55px;align-items:center}.interior-grid h1{font-size:clamp(2.65rem,4.4vw,4.6rem);margin:15px 0 20px}.interior-lead{font-size:18px;color:#597883;line-height:1.85}.byline{display:flex;align-items:center;gap:11px;font-size:12px;font-weight:800;margin-top:25px}.byline>span{background:#146d85;width:38px;height:38px;display:grid;place-items:center;color:#fff;border-radius:50%;font-size:18px}.byline small{display:block;font-weight:500;color:#839ca4;font-size:11px}.interior-image{background:#d9eef2;border:9px solid #fff;border-radius:23px;box-shadow:var(--shadow);overflow:hidden;position:relative}.interior-image img{width:100%;height:300px;object-fit:cover}.interior-image small{position:absolute;bottom:12px;left:12px;padding:6px 9px;border-radius:8px;background:rgba(255,255,255,.92);font-size:10px;color:#3d7785}.interior-aside{padding:30px;background:#fff;border:1px solid #d8e9ec;border-radius:19px}.interior-aside p{color:#65808a;margin:14px 0}.article-layout{display:grid;grid-template-columns:225px minmax(0,1fr);gap:70px;padding-top:68px;padding-bottom:80px}.toc{position:sticky;top:115px;align-self:start;padding:23px;background:#fafcfc;border:1px solid #dfe9eb;border-radius:16px;max-height:calc(100vh - 140px);overflow:auto}.toc ol{list-style:none;padding:0;margin:16px 0 23px}.toc li{margin-bottom:14px}.toc li a{font-size:12px;font-weight:750;color:#647e87}.toc li a:hover{color:#158ca9}.article-main{min-width:0}.quick-answer{background:#eaf7f9;border-left:4px solid #1b899f;padding:28px;border-radius:0 13px 13px 0;margin-bottom:43px}.quick-answer p{font-weight:650;color:#225a6b;font-size:18px;line-height:1.7;margin:10px 0 0}.article-sections>section{margin-bottom:42px;scroll-margin-top:105px}.article-sections>section h2{font-size:clamp(24px,2.4vw,35px)}.article-sections>section>p{color:#567681;font-size:16px;line-height:1.95}.article-sections .evidence-note{border-left:3px solid #cae8ed;padding-left:18px;font-size:13px;color:#77929b}.evidence-note a{color:#0c7893;text-decoration:underline}.checklist{background:#f4f9fa;border:1px solid #dce9eb;border-radius:17px;padding:30px}.checklist ul{padding-left:22px;color:#537b85;font-size:15px}.checklist li{margin-bottom:12px}.checklist a{color:#0b7994}.faq-section{margin:54px 0}.faq-section h2{font-size:30px}.faqs{display:grid;gap:12px}.faqs details{border:1px solid #deeaec;border-radius:13px;padding:17px 20px}.faqs summary{list-style:none;cursor:pointer;font-size:15px;font-weight:790;display:flex;align-items:center;justify-content:space-between;gap:16px}.faqs summary::-webkit-details-marker{display:none}.faqs summary span{font-size:22px;color:#138aa6}.faqs details[open] summary span{transform:rotate(45deg)}.faqs details p{color:#64808a;font-size:14px;margin:14px 0 0}.article-offer{border-radius:19px;background:linear-gradient(130deg,#0c566c,#198199);color:#fff;padding:35px;margin:55px 0}.article-offer h3{color:#fff;margin:14px 0}.article-offer p{color:#d2e8ed;font-size:14px}.article-offer .btn{margin-top:10px}.related{margin-top:75px}.related h2{font-size:30px;margin:10px 0 24px}.related .card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.related .resource-card{padding:21px}.related .resource-card h3{font-size:18px}.related .resource-card p{font-size:12px}.article-main>.references{padding:47px 0;background:none}.article-main>.references ol{grid-template-columns:repeat(2,minmax(0,1fr));column-gap:35px}.article-main>.references li{overflow-wrap:anywhere}.policy-callout{background:#eff8f9;border:1px solid #d4e9ed;border-radius:13px;padding:22px;color:#507782}
@media(max-width:1160px){.nav{gap:13px}.nav-links{gap:12px}.nav-links a{font-size:11px}.btn-nav{padding:12px;font-size:10px}.hero-grid{gap:33px}.split{gap:43px}.card-grid{gap:14px}.resource-card{padding:24px}.footer-cols{gap:25px}}
@media(max-width:960px){.menu{display:flex;flex-direction:column;justify-content:center;align-items:center;gap:5px;margin-left:auto;background:#f0f8f9;border:1px solid #d7e8eb;border-radius:10px;width:42px;height:42px;cursor:pointer}.menu span{background:#126c84;width:18px;height:2px;border-radius:2px}.nav-links{display:none;position:absolute;top:100%;left:0;right:0;flex-direction:column;gap:0;align-items:stretch;background:#fff;padding:15px 30px;box-shadow:0 20px 40px rgba(18,73,88,.1)}.nav-links.open{display:flex}.nav-links a{font-size:14px;padding:13px;border-bottom:1px solid #eff4f5}.nav>.btn-nav{display:none}.nav{height:73px}.hero-grid{grid-template-columns:1fr 1fr}.hero-copy h1{font-size:clamp(2.7rem,5.5vw,4.3rem)}.hero-facts{gap:15px;margin-top:30px}.quick-nav>.shell{grid-template-columns:repeat(4,1fr);padding-top:13px;padding-bottom:13px}.quick-nav span{display:none}.card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.split{grid-template-columns:1fr 300px}.image-split{grid-template-columns:1fr 1fr}.interior-grid{grid-template-columns:1fr 290px;gap:27px}.article-layout{grid-template-columns:180px minmax(0,1fr);gap:35px}.toc{padding:17px}.footer-cols{grid-template-columns:repeat(2,1fr)}.editorial-feature{gap:33px}.editorial-feature>div:last-child{padding:30px}.related .card-grid{grid-template-columns:1fr}}
@media(max-width:720px){.shell{padding-left:20px;padding-right:20px}.top-disclosure{font-size:10px}.brand-name{font-size:13px}.brand-name small{font-size:8px}.brand-icon{width:41px;height:41px}.home-hero{padding:46px 0 52px}.hero-grid{grid-template-columns:1fr;gap:31px}.hero-copy h1{font-size:clamp(2.7rem,11.5vw,4.4rem);margin:16px 0 20px}.hero-lead{font-size:17px}.hero-actions{gap:9px;margin-top:24px}.hero-actions .btn{flex:1;min-width:155px;padding:15px 10px;font-size:12px}.hero-facts{gap:12px;justify-content:space-between;padding-top:17px}.hero-facts strong{font-size:11px}.hero-facts small{font-size:10px}.hero-frame{border-width:6px;border-radius:20px}.hero-img{aspect-ratio:1.28}.photo-label{font-size:8px}.quick-nav>.shell{grid-template-columns:repeat(2,1fr);gap:2px}.quick-nav a{font-size:12px}.section{padding:67px 0}.section-head{display:block;margin-bottom:25px}.section-head>p{margin-top:12px;max-width:100%}.split,.image-split{grid-template-columns:1fr;gap:27px}.split p{font-size:15px}.fact-card{padding:23px}.card-grid{grid-template-columns:1fr}.resource-card{padding:23px}.resource-card h3{font-size:19px}.price-grid{grid-template-columns:1fr;gap:15px}.price-card{padding:24px}.count{font-size:43px;margin:13px 0 5px}.total{min-height:0;margin-bottom:20px}.after-table{display:block}.after-table a{display:block;margin-bottom:11px}.editorial-feature{grid-template-columns:1fr}.feature-photo{height:270px}.editorial-feature>div:last-child{padding:25px}.gallery{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.gallery figure{padding:13px}.gallery figure img{height:135px}.gallery figcaption{font-size:10px}.ad-example{gap:14px}.ad-example img{width:100px;height:136px}.ad-example p{font-size:11px}.references{padding:50px 22px}.offer-footer{padding:55px 0 90px}.offer-footer-flex{display:block}.offer-footer h2{font-size:27px}.offer-footer .btn{margin-top:23px}.footer{padding:57px 0 96px}.footer-cols{grid-template-columns:repeat(2,minmax(0,1fr));gap:28px}.footer-cols>div:first-child{grid-column:1/-1}.footer-bottom{margin-top:32px}.mobile-buy{display:block;position:fixed;bottom:0;left:0;right:0;background:rgba(255,255,255,.97);padding:10px 15px calc(10px + env(safe-area-inset-bottom));z-index:39;border-top:1px solid #dce9ec;box-shadow:0 -7px 30px rgba(12,60,75,.1)}.mobile-buy .btn{padding:13px}.interior-hero{padding:24px 0 38px}.breadcrumbs{margin-bottom:29px}.interior-grid{grid-template-columns:1fr;gap:24px}.interior-grid h1{font-size:clamp(2.45rem,9vw,3.9rem)}.interior-lead{font-size:16px}.interior-image{max-width:500px}.interior-image img{height:240px}.article-layout{display:block;padding-top:36px;padding-bottom:42px}.toc{display:none}.quick-answer{padding:23px;margin-bottom:34px}.quick-answer p{font-size:16px}.article-sections>section h2{font-size:27px}.article-sections>section>p{font-size:15px}.checklist{padding:22px}.article-offer{padding:27px}.related{margin-top:44px}.related .card-grid{grid-template-columns:1fr}.article-main>.references ol{grid-template-columns:1fr}.table-wrap table{min-width:560px}.table-wrap th,.table-wrap td{padding:13px;font-size:12px}}
@media(max-width:380px){.hero-actions .btn{min-width:100%}.hero-facts{gap:6px}.hero-facts small{font-size:9px}.gallery{grid-template-columns:1fr}.gallery figure img{height:160px}.ad-example{display:block}.ad-example img{margin-bottom:15px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition-duration:0.01ms!important;animation-duration:0.01ms!important}}
